FCMB Microfinance Bank Terms of Use
Last Updated: September 22, 2025
1. Acceptance of Terms
By accessing or using www.fcmbmfb.ng, you acknowledge that you have read, understood, and agree to be bound by:
- These Terms of Use
- Our Privacy Policy
- All applicable laws and regulations
If you do not agree with any part of these terms, you must immediately discontinue use of our website and services.
2. Permitted Use
You May:
- Access general information about our products and services
- Use our online banking portal if you're an account holder
- Contact us through official channels
- Download materials explicitly made available for public use
Prohibited Activities:
- Unauthorized access to systems or accounts
- Distribution of malware or harmful code
- Commercial use of website content without permission
- Any activity that may disrupt service availability
3. Intellectual Property
© 2015-2025 FCMB Microfinance Bank Limited. All rights reserved.
FCMB Microfinance Bank is registered with the Corporate Affairs Commission (CAC) and licensed by the Central Bank of Nigeria (CBN) under License No. [LICENSE-NUMBER]. Deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
All content including logos, text, graphics, interfaces, and code is our exclusive property or used under license. Unauthorized use may violate:
- Copyright laws
- Trademark regulations
- Other intellectual property rights
4. Disclaimers
THE WEBSITE AND ALL CONTENT ARE PROVIDED AS IS" WITHOUT WARRANTIES OF ANY KIND. FCMB MICROFINANCE BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement of intellectual property
- Accuracy or completeness of information
5. Limitation of Liability
To the maximum extent permitted by law, FCMB Microfinance Bank shall not be liable for:
- Direct, indirect, incidental, or consequential damages
- Loss of data, profits, or business opportunities
- Damages resulting from unauthorized access or alterations
- Any third-party conduct on the website
6. Third-Party Links
Our website may contain links to third-party sites including FCMB Group subsidiaries and partners. These links are provided for convenience only. We:
- Do not endorse or control these sites
- Are not responsible for their content or practices
- Recommend reviewing their terms and policies
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Oyo State, Nigeria.
8. Updates to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the revised Terms.
We encourage you to periodically review this page for updates.